Automated Financial Systems

Nobody else does what we do. Because nobody else can.
Automated Financial Systems, Inc. (AFS) is the industry leader in lending and risk management solutions for financial institutions. AFS provides the industry’s only fully integrated commercial lending system designed to process multiple types of loans on a single, real-time, multibank, multilingual, multicurrency system. Integral to the core AFS lending solution is its unique straight-through processing capability encompassing the lending process from Origination through Servicing. We have been in business since 1970, a track record that none of our competitors can match. Each day, every day, AFS deploys its knowledge and technology resources to solve bank problems, defined as broadly as need be. AFS has employees in the U.S. and abroad, each with a wealth of technical and banking best practices, resulting from deep experience in the field and 1:1 contact throughout the industry.
The AFS straight-through process (STP) for credit manufacturing: Processes the widest array of loan types (consumer, commercial, specialized assets, and investment banking) on a single, real-time, multibank, multilingual, multicurrency system Encompasses the lending process from loan request through payoff or asset sale, including the delivery of management information, all on one system Represents the foundation for AFS innovation across the market, providing valuable feature-rich solutions, business analytics, and best-practices to domestic and global banks on a regular, ongoing basis Ensures a unique ability to administer credit from a position of control, responsiveness, efficiency, and transparency, enabling you to serve your customers using a solution that stands alone in its ability to mitigate risk, generate revenue, improve data quality, and cut costs The level of expertise AFS provides cannot be accessed anywhere else. Let us show you why.

AFS has a reputation of delivering excellence, because we are built on excellence. We are the collaborative sum of our best-in-class industry experts, drawing on the skills and commitment from all our employees to meet the industry’s biggest challenges. But we know that a strong team is made up of strong individuals – and here at AFS we take the time to celebrate the unique personalities that make up the AFS family and support the communities we come from.

Supporting Employee Growth
AFS is committed to finding the most knowledgeable and experience technical and financial professionals to find solutions to our clients’ challenges – today and tomorrow. And our commitment doesn’t end at hiring. We encourage our employees to continue to grow in skills and knowledge that will benefit our clients with a generous Continuing Education and Tuition Reimbursement Program. We know that by helping all AFS Team members to further their self-development, we ensure that AFS will continue to revolutionize the Commercial lending industry.

AFS offers expertise at every level.

AFS sits at an interesting intersection, where financial services expertise meets technology solutions. To ensure that we continually serve the complete needs of our clients, AFS gathers experts from both disciplines. And we commit to excellence on those two foundations each and every day, using them as a starting point for increased relevance and value to our clients.

AFS retains the country’s most knowledgeable and experienced loan professionals to solve client business issues and deliver value—average staff tenure of 20 years with 10 years of commercial Banking experience at Managing Director, Director and Manager level. AFS staff members distinguish themselves by an ongoing commitment to learning, whether that means gaining increased insight into clients’ issues and problems or maintaining industry-wide views for trend analysis and formulation of best-practices responses.

And we freely disburse that knowledge industry-wide, with AFS senior managers and executives routinely issuing white papers, industry commentaries, and published articles. They continually engage in speaking opportunities in front of some of the leading regulatory agencies, trade groups, and top banking institutions worldwide, valued for their deep expertise and insightfulness.

The entire AFS organization is steeped in this responsibility, from its most senior executives and directors, down through all levels and titles. At AFS, we achieve results through execution.

Put us to the test—we welcome your most compelling challenges.

AFS has always been a proponent to giving back to the community. AFS sponsors fundraising activities – including paid “jeans days,” canned food collections, toy drives, and other special events – to do our part in offering support to local charities and families. Every month, the AFS family comes together to “give back.” Since 2014, AFS charitable activities have translated into approximately $70,000 in money and goods donated to over 50 charities.